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What are the best questions I should ask when shopping for a mover?
All movers are not created equal and price is not everything. Beltway is committed to being the best value in the industry. Visit selecting a mover to learn how to discern the signs of a reputable company.
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Back to Understanding Insurance
WORKERS COMPENSATION covers any injuries to employees of the
company during the moving process. You could be held responsible for a
mover’s medical costs and long term disabilities if you choose a company
that uses "pick up help" and/or does not provide it’s employees
workers compensation.
LIABILITY INSURANCE covers any interior or exterior damage to an
apartment, condo, townhouse or single family home. You could be held
responsible for damage to things like elevators, foyers, street signs,
lawns and driveways during the move process or while the moving van is
in transit if you choose a moving company that is not carrying liability insurance.
STANDARD VALUATION COVERAGE or released value refers to the
value of the items being moved and must be offered by all registered
moving companies. Some companies only offer the minimum coverage
required by their state. This can be 30 – 60 cents a pound or per article.
That means, however, that if you had a chair that weighed 20 pounds
and it was lost in the move, your claim would be reimbursed for $12.00. A
shattered 5 pound Waterford Lamp would be reimbursed for $3.00. If you
choose a company that is not complying with this minimum law you may
have a long battle ahead of you. You may also want to consider choosing
a company that can offer additional valuation coverage.
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